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Meet Your Trusted Financial Partners

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Craig Richards

Investment Advisor



Craig graduated from University of Arkansas in 1988 with a BS in Business Administration.  He has over 30 years experience in the financial services industry.  He specializes in Qualified Retirement Plans and investment management.  Craig enjoys attending the Berkshire Hathaway Shareholders Annual Meeting in Omaha, NE.  where he gets to learn from the Oracle of Omaha himself, Warren Buffet and Charlie Munger.  Craig also attends the Morningstar conference in Chicago on a yearly basis.  He also attends various presentations by mutual fund managers, stock pickers, and research analysts. He keeps up-to-date on all the regulatory changes for Qualified and Non-Qualified Retirement Plans, as well as IRA's by attending the Acsensus Fall Forum.  He's married and currently lives in Scott City, KS.  On his free time he enjoys playing the guitar in his local band and at church.   

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Greg Shepard

Investment Advisor

greg@shepardfinancial.com    913-521-2381

Greg has been with S&A Financial Services, Inc. since 2001.  Greg has specialized in working with those in the higher education industry, but has expanded his practice to work with individuals and families all over the country.  Greg currently hosts a podcast, HigherEd Retire, designed to provide those in higher education with information they won't find anywhere else regarding their retirement plan.  In this podcast, higher ed employees can learn.....

Why you should use a financial advisor in your university retirement plan
Why TIAA Traditional is a TRICKY Investment
What are Target Date Funds
What is BrokerageLink
Which 403b company do I use

Before joining S&A, he was employed by Charles Schwab & Co., Inc as a Senior Registered Broker.  Greg has spoken at various higher education conferences regarding retirement and has been an adjunct lecturer at various local community colleges speaking on financial related topics.  Greg currently holds a CFS designation.  Greg is married with one daughter, Brinkley, and they currently live in Lenexa, KS.  

Additional information about Greg can be found on the SEC website.  

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Curtis Shepard, CFP

Founder & President


Curtis is the founder and President of S&A Financial Services, Inc. Curtis began his career over 30 years ago in the financial planning field. Curtis is a Certified Financial Planner and has specialized in working with those in higher education.  After spending 18 years with a national insurance company designing and implementing retirement plans in the 403(b) field, he started his own company to bring independent services to his clients.  Curtis incorporated S&A Financial Services, Inc. in 1993 and filed as a Registered Investment Advisory (RIA) firm. His vision of providing professional, objective, and personalized financial guidance continues today with clients all over the country.  

Curtis and his wife Debbie have been married for over 40 years and have two sons, one of which, works for S&A Financial Services, Inc. Curtis and his wife have resided in the Kansas City metro area since 1974. Curtis is an avid outdoorsman and he and Debbie enjoy spending time at their second home in Scottsdale, AZ. and travelling to new destinations together. They also enjoy spending time with their four grandchildren.  

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Ron Schwantes, CFP

Certified Financial Planner

ron@ronschwantes.com  913-521-2382

Ron began his career in financial planning and asset management in 1995, after a 25 year career in retail management.  Ron specializes in wealth management, as well as, pre/post-retirement planning, focusing on his client’s overall objectives as they advance through the various stages of their lives

Ron earned a Bachelor of Science degree in Business and Economics from the University of Wisconsin-Platteville.  He has also earned the designation of Certified Financial Planner™ Practitioner.  Ron is an active member of The Financial Planning Association, (FPA), and past President of the Blue Springs Rotary.  In his free time, Ron enjoys playing golf and recording/producing gospel music albums.  He is also active in his local church and community.

Meet Our Staff:

Overland Park Office

Amy Highfill - Vice President / Operations

Nathan Schwantes - Marketing Manager

Lindsay Platt -  Executive Assitant

Scott City Office

Melissa Brau - Executive Assistant

Kirsten John - Executive Assistant